How it works
Thanks to the secure Shop Pay checkout, you can choose to pay for your order in full, or split your purchase into multiple payments using Shop Pay Installments.
At checkout, choose Shop Pay as your payment method. Then select the installment plan that fits your needs:
- Pay in 4 interest-free payments – split your purchase into four equal payments every two weeks with no interest and no hidden fees.
- Pay monthly – choose a 3 to 12-month plan with APR between 10% and 36%, depending on your credit. You’ll see all terms clearly before you complete your purchase.
Payments are securely handled through Shop Pay, powered by Affirm.
What you’ll need
- Be a resident of the United States
- Be 18 years or older
- Have a valid U.S. debit or credit card
- Have a U.S. billing address and mobile phone number
⚠️ Note: Shop Pay Installments do not accept Capital One credit or debit cards at the moment.
Transparent and secure
- No hidden fees or late charges
- See your total cost and payment schedule upfront
- Protected by Shopify’s and Affirm’s security systems
Example
If you make a $200 purchase:
• Pay $50 every two weeks for six weeks at 0% APR,
or
• Pay monthly for up to 12 months with interest based on your credit.
Manage your payments
You can view and manage all your installment payments anytime through your Shop Pay account or the Shop app.